Homeowners Insurance

New York Homeowners Insurance

 

You are protecting your home against fire, smoke, lightning, windstorms, and theft. You can buy a policy that covers only your house, but most homeowners buy a combination of several types of coverage, such as Dwelling, Personal Property, and Liability.

Whenever you decide to shop around for homeowners’ coverage, always request replacement cost and never do apples-to-apples comparison. You may have serious gaps in insurance and you may not be aware. If you have high-value jewelry you might want to consider an endorsement.

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