As the value of cars continues to go up, unfortunately, so does the cost of auto insurance. That combined with liability coverage is a requirement in every state. The number of insured drivers has never been higher. We here at Cameron Group Insurance, Inc. are proud to have offered great rates on auto insurance to drivers in New York, New Jersey and Connecticut.
For over 30 years, we have done our part to help keep individuals and families safe and sound when it comes to insurance. We don’t just stop at auto insurance; we even offer homeowners insurance, umbrella insurance, garage insurance, restaurant insurance, and contractors insurance to those in need, as well as workers compensation for anyone injured on the job.
Here are just a few ways drivers can do their best to lower their monthly insurance premiums:
Maintain a Clean Driving Record
Accidents, tickets and other motor vehicle violations can all impact how much your monthly insurance premiums end up being. The number of points you have against your license can impact how much you pay each month or what your annual premiums would look like if you are in the process of switching providers.
Consider Getting A “Safer” Car
The car you drive is also a big factor in how much your insurance costs. Someone driving around in a ‘soccer mom’ minivan is going to have cheaper rates than someone driving around in a brand new sports car. Anyone who is driving around a car that was built before the internet may want to consider this when car shopping begins.
Try Raising Your Deductible
Depending on how often you get behind the wheel, raising your deductible can end up saving you money each month. The lower your deductible is, the cheaper your monthly premiums will end up being. However, you will give up the chance of insurance covering damage that doesn’t reach your deductible.
We here at Cameron Group Insurance, Inc. are proud to keep individuals and families safe and secure when it comes to their home, car and other insurance policies. Give us a call today at 845-582-9802 to get started.